Privacy Policy
Last updated: January 1, 2026
1. Introduction
CruiseCover.net ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit our website at www.cruisecover.net (the "Site"). Please read this policy carefully. If you do not agree with its terms, please discontinue use of the Site.
2. Information We Collect
Information You Provide Directly
If you contact us by email, we collect the information you provide in your message, including your name and email address. We do not operate a registration system or collect payment information on this Site.
Automatically Collected Information
When you visit the Site, our servers and third-party analytics services automatically collect certain information, including:
- •IP address and approximate geographic location
- •Browser type and version
- •Pages visited and time spent on each page
- •Referring website or search query
- •Device type (desktop, mobile, tablet)
Cookies and Tracking Technologies
We use cookies and similar tracking technologies to improve your experience on the Site. Cookies are small text files stored on your device. We use:
- •Essential cookies — required for basic site functionality.
- •Analytics cookies — to understand how visitors use the Site (e.g., Google Analytics).
- •Affiliate tracking cookies — placed when you click a link to an insurance provider, allowing us to track referrals and receive commissions. These cookies do not collect personal health information.
You can disable cookies in your browser settings, though this may affect the functionality of some features. Most browsers provide instructions in their Help documentation.
3. How We Use Your Information
We use the information we collect to:
- Operate and improve the Site
- Respond to email inquiries
- Analyze traffic and usage patterns to improve content
- Track affiliate referrals and measure the performance of our comparison tools
- Detect and prevent fraud or abuse
4. Affiliate Links and Third-Party Providers
This Site contains affiliate links to insurance providers. When you click these links and purchase a policy, we may receive a commission. This is disclosed prominently throughout the Site. When you follow an affiliate link, the insurance provider's own privacy policy governs the data collected on their site. We encourage you to review the privacy policy of any third-party site you visit.
5. Information Sharing
We do not sell, trade, or rent your personal information to third parties. We may share information with:
- •Analytics providers (e.g., Google Analytics) who process data on our behalf under data processing agreements.
- •Affiliate networks that track referral conversions — no personal data beyond anonymized click data is shared.
- •Law enforcement or regulatory authorities when required by law.
6. Data Security
We implement reasonable administrative, technical, and physical security measures to protect your information. However, no internet transmission is 100% secure. We cannot guarantee the absolute security of information transmitted to or from the Site.
7. Children's Privacy
The Site is not directed to children under 13 years of age. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us and we will promptly delete it.
8. Your Rights
Depending on your state of residence, you may have rights to access, correct, delete, or restrict the processing of your personal information. Residents of California may have additional rights under the California Consumer Privacy Act (CCPA). To exercise any rights, email us at hello@cover4you.co.nz.
9. Changes to This Policy
We may update this Privacy Policy from time to time. We will post the revised policy on this page with an updated "Last Updated" date. Your continued use of the Site after changes are posted constitutes your acceptance of the updated policy.
10. Contact Us
If you have questions about this Privacy Policy, please contact us at hello@cover4you.co.nz.