Cruise insurance.
Simplified.
Coverage from 7 top-rated US providers — emergency medical, evacuation, trip cancellation, and CFAR — from $65.
Medicare provides no coverage outside US waters. Once your ship departs port, you need cruise insurance.
Independent · Unbiased · Cruise-Specific
Find Your Cover
Select your cruise destination to compare plans from 7 top-rated US providers.
Top-Rated US Cruise Insurers
Independent reviews of the best cruise insurance providers. AM Best A-rated or better.
Squaremouth
Best for: Comparison shopping — widest selection of cruise plans
InsureMyTrip
First-time buyers needing guidance
Allianz Travel
Brand-name reliability and global coverage
Travel Guard (AIG)
Emergency evacuation and medical coverage
Seven Corners
Seniors and travelers with health concerns
Generali Global Assistance
Comprehensive all-in-one cruise protection
Berkshire Hathaway TP
Luxury cruises and high-value trips
What Cruise Insurance Covers
Cruise-specific cover for the risks that standard travel insurance doesn't adequately protect against.
Emergency Medical Coverage
Medicare stops at the US border. Cruise insurance covers onboard and shoreside medical costs — no dollar cap with the best plans.
Emergency Evacuation
Air ambulance off a cruise ship can cost $50,000–$300,000. Top plans cover evacuation to the nearest appropriate hospital — and back home.
Trip Cancellation
Full reimbursement of your non-refundable costs if you cancel due to illness, injury, job loss, or another covered reason before departure.
Cancel For Any Reason (CFAR)
Change your mind for any reason up to 48 hours before departure and recover 75% of your prepaid costs. Buy within 15 days of booking to qualify.
Missed Port Departure
If a flight delay or connection miss causes you to miss embarkation, your policy covers flights, hotels, and meals to catch the ship at the next port.
Trip Interruption
If you need to cut your cruise short due to a covered emergency, you are reimbursed for unused pre-paid costs and the expense of getting home.
Pre-Existing Conditions
Most pre-existing conditions — heart disease, diabetes, and more — can be covered with a waiver. You must buy your policy within 15 days of your initial deposit.
Baggage & Belongings
Coverage for lost, stolen, or damaged luggage and personal effects throughout your voyage — including delayed baggage that doesn't arrive before you sail.
Insurance by Destination
Every cruise destination has unique risks — get cover tailored to where you're sailing.
Cover for Every Traveller
Cruise insurance tailored to who you are and how you travel.
Seniors
From $119
$2,000–$6,000/person
Learn more →Families
From $199
$4,000–$12,000/group
Learn more →Couples
From $149
$2,400–$8,000/couple
Learn more →Solo Travelers
From $99
$1,500–$5,000/person
Learn more →First-Time Cruisers
From $89
$1,200–$3,500/person
Learn more →Pre-Existing Conditions
From $129
$2,000–$6,000/person
Learn more →Cruise Insurance Guides
Find the right cover for your situation
How It Works
Find the right cruise insurance in minutes — no sign-up required.
Tell Us About Your Cruise
Select your destination, who's travelling, and your cruise type. Use our guides to narrow down the right plan for your situation.
Browse Plans Side by Side
See medical limits, evacuation coverage, CFAR availability, and pricing across 7 top US providers — all in one place.
Get a Quote Direct
Click through to your chosen provider's website for a personalised quote. You deal directly with the insurer — no middleman fees.
Cruise With Confidence
Purchase your policy and set sail knowing you're properly covered for medical emergencies, evacuation, and cancellation.
Independent comparison · No broker fees · Direct to insurer
Latest Articles
Expert guides on cruise insurance — what to buy, when, and why.
