Cruise Insurance by Destination
Every cruise destination carries its own risks — from Caribbean hurricanes to Alaskan wilderness emergencies. Compare insurance options tailored to where you're sailing.
From $89Caribbean
Avg trip cost: $1,200–$3,500/person
- ›Hurricane cancellation or itinerary changes (June–November season)
- ›Limited medical facilities at many smaller port towns
From $109Alaska
Avg trip cost: $2,000–$5,000/person
- ›Glacier and wildlife excursion accidents (helicopter, kayak, hiking tours)
- ›Hypothermia and cold-weather injuries during outdoor shore activities
From $129Mediterranean
Avg trip cost: $2,500–$6,000/person
- ›Political unrest or security incidents in Middle Eastern or North African ports
- ›High cost of emergency medical care in European cities
From $69Mexico & Baja
Avg trip cost: $800–$2,500/person
- ›Food and waterborne illness from street food or local water in smaller ports
- ›Limited medical facilities in smaller port towns outside major resort areas
From $65Bahamas
Avg trip cost: $700–$2,000/person
- ›Hurricane and tropical storm cancellations (June–November season)
- ›Water sports injuries from snorkeling, parasailing, and Jet Ski rentals
From $99Hawaii
Avg trip cost: $2,000–$4,500/person
- ›Volcanic activity and lava flow access closures at the Big Island
- ›Hiking and adventure sports injuries on rugged volcanic terrain
From $99Canada & New England
Avg trip cost: $1,500–$4,000/person
- ›Rough North Atlantic seas and autumn storm systems causing itinerary changes
- ›Cold weather illness and hypothermia during outdoor fall excursions
From $129Panama Canal
Avg trip cost: $2,500–$6,500/person
- ›Tropical diseases including malaria, dengue fever, and yellow fever in some ports
- ›Extreme heat and humidity causing heat-related illness during shore excursions
From $119Transatlantic
Avg trip cost: $2,000–$5,500/person
- ›Severe North Atlantic storms and rough seas during long ocean passages
- ›Flight disruptions or delays causing passengers to miss embarkation
From $159Asia & Pacific
Avg trip cost: $3,500–$8,000/person
- ›Typhoons and monsoon season disrupting itineraries (June–November in the Western Pacific)
- ›Variable medical quality standards in smaller Asian and Pacific island ports
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